What Chapter 7 Bankruptcy Can Do For You
If you are tired of harassing creditor calls and want to stop lawsuits, wage garnishments, bank levies and harassing phone calls, Chapter 7 bankruptcy is a great option. In order to get out from under this stressful financial burden, you must consult an experienced Visalia Chapter 7 bankruptcy attorney.
Chapter 7 bankruptcy provides you with legal protection by power of law. You can utilize Chapter 7 bankruptcy to liquidate your debts, including medical bills, payday loans and even utility bills!
Count On The Experience of Mark Zimmerman
Whether your wages are being garnished or you are desperate for credit card debt relief, California-based Law Offices of Mark A. Zimmerman can help. Drawing on more than 19 years of experience, Mr. Zimmerman is confident he can help you find the best possible outcome in your claim.
Qualifying for Chapter 7 Bankruptcy
To be eligible for Chapter 7 bankruptcy, individuals must demonstrate that their income does not exceed a certain threshold. The threshold, known as the means test, is depending on the size of your family and where you live. The means test changes based on the national census numbers. You should not worry about the means test.
Attorney Zimmerman will evaluate your income and advise you on whether you qualify. In some instances, even if people’s income exceeds the threshold, they may qualify for a Chapter 7 bankruptcy if there are special circumstances such as ongoing medical costs that may eat up a substantial portion of your income.
How Chapter 7 Works With Divorce
If you are facing a divorce, Chapter 7 bankruptcy, when filed before the divorce is finalized, reduces debt. If this is an option, it will eliminate the post-divorce passing back and forth of debt. Mr. Zimmerman has ample experience handling not only the anxiety involved in bankruptcy but the sensitivity needed when navigating predivorce planning.
How Long Does Chapter 7 Bankruptcy Take?
From start to finish, your Chapter 7 claim will be processed in three to four months. After which, you will be on schedule to rebuild you financial foundation, setting up for a successful and prosperous future.
Contact the Law Offices of Mark A. Zimmerman for a Free Consultation
We are open late and some weekends by appointment only.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.