The automatic stay allows a bankruptcy filer to avoid harassment and collection actions. This provision starts as soon as the bankruptcy plan goes into effect. The automatic stay is beneficial in most cases in California where debtors are hounded by creditors and...
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Bankruptcy Law
Overview of the Chapter 13 repayment plan
Many bankruptcy filers in California choose Chapter 13 to deal with their debts. They also must file Chapter 13 if they are above the income threshold for Chapter 7. Chapter 13 allows consumers to repay debts over time with a payment plan. How Chapter 13 payment plans...