Filing for bankruptcy in California can be a difficult decision to make, but it can also provide relief from overwhelming debt and a chance for a fresh financial start. It's essential to understand the process and be prepared before, during, and after filing for...
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Chapter 13 Bankruptcy
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What is a bankruptcy certificate?
If you’re filing for bankruptcy in California, you may have heard that you’re going to have to get a bankruptcy certificate. A bankruptcy certificate is a document that proves that you have completed the credit counseling and debtor education relating to your...
Overview of the Chapter 13 repayment plan
Many bankruptcy filers in California choose Chapter 13 to deal with their debts. They also must file Chapter 13 if they are above the income threshold for Chapter 7. Chapter 13 allows consumers to repay debts over time with a payment plan. How Chapter 13 payment plans...